NABARD and Regional Rural Banks — Prelims Questions

Consider the following statements about Regional Rural Banks (RRBs): 1. They are sponsored by commercial banks with 51% shareholding 2. They are regulated by NABARD under the RBI's supervision 3. Their area of operation is limited to specific districts 4. They can accept deposits from non-target groups Which of the statements given above are correct?

Which of the following functions is/are performed by NABARD? 1. Refinancing of rural credit institutions 2. Direct lending to farmers and rural entrepreneurs 3. Supervision of Regional Rural Banks 4. Implementation of SHG-Bank Linkage Programme Select the correct answer using the code given below:

The amalgamation of Regional Rural Banks was primarily aimed at: 1. Reducing the number of loss-making institutions 2. Achieving economies of scale in operations 3. Improving capital adequacy ratios 4. Enhancing technology adoption capabilities Which of the above objectives were achieved through RRB amalgamation?

Consider the following statements about NABARD's establishment: 1. It was established based on Shivaraman Committee recommendations 2. It replaced the Agricultural Refinance and Development Corporation (ARDC) 3. It was established as a subsidiary of Reserve Bank of India 4. It began operations on July 12, 1982 Which of the statements given above are correct?

The SHG-Bank Linkage Programme pioneered by NABARD is significant because: 1. It is the world's largest microfinance programme 2. It exclusively serves women borrowers 3. It eliminates the need for collateral in rural lending 4. It promotes financial inclusion through group lending Select the correct statements: