Indian Economy·Prelims Strategy

Ayushman Bharat Scheme — Prelims Strategy

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Version 1Updated 8 Mar 2026

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Prelims Strategy

For Prelims, Ayushman Bharat demands a meticulous approach to factual recall and conceptual clarity. Aspirants must focus on key numbers: the coverage amount (Rs. 5 lakh), the number of families/beneficiaries (10.

74 crore families, ~50 crore individuals), and the launch year (2018). Understand the distinct roles of PM-JAY (secondary & tertiary care, financial protection) and Health and Wellness Centres (CPHC, primary care, preventive/promotive).

Key terms like 'cashless and paperless', 'national portability', 'SECC 2011 data', and 'National Health Authority (NHA)' are frequently tested. Pay attention to the funding pattern (Centre-State share) and the types of services offered by HWCs (NCD screening, maternal & child health, free diagnostics/medicines).

Be aware of the evolution from RSBY and the integration with Ayushman Bharat Digital Mission. Questions often involve identifying correct statements about its features or distinguishing between its components.

Vyyuha advises creating flashcards for these core facts and regularly attempting MCQs that test conceptual understanding and factual accuracy, especially regarding the 'missing middle' and the scope of services.