Jan Dhan Yojana — Current Affairs 2026

Current Affairs Connections

Recent developments and news linked to Jan Dhan Yojana.

PMJDY Completes 9 Years with 46+ Crore Accounts

August 2023

The completion of nine years of PMJDY marked a significant milestone with over 46 crore accounts and deposits exceeding ₹1.96 lakh crore. This achievement demonstrates the scheme's sustained impact on financial inclusion and its role in formalizing India's economy. The anniversary was marked by the launch of PMJDY 3.0, focusing on credit and insurance penetration among existing account holders.

UPSC Angle: Expected questions on scheme evaluation, success metrics, and future roadmap for financial inclusion in India

Record DBT Transfers During COVID-19 Through Jan Dhan Accounts

March 2024

During the COVID-19 pandemic, PMJDY accounts served as the primary channel for emergency cash transfers, with over ₹68,000 crore transferred directly to women account holders under PM Garib Kalyan Yojana. This demonstrated the scheme's critical role in crisis response and social protection, validating the JAM trinity's effectiveness in rapid benefit delivery.

UPSC Angle: Questions on crisis management, social protection mechanisms, and role of financial inclusion in disaster response