Health Insurance Schemes — MCQ Practice

Which of the following statements about Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is/are correct? 1. It provides a health cover of Rs. 5 lakh per family per year for secondary and tertiary care hospitalization. 2. Beneficiaries are identified based on the Socio-Economic Caste Census (SECC) 2011 data. 3. It is a fully centrally funded scheme, with no contribution from state governments. 4. It offers national portability, allowing treatment in any empaneled hospital across India.

Consider the following statements regarding the Employees' State Insurance Scheme (ESIC): 1. It is administered by the Ministry of Health and Family Welfare. 2. It provides medical, cash, maternity, and disability benefits to workers. 3. Both employers and employees contribute to its funding. Which of the statements given above is/are correct?

Which of the following constitutional provisions implicitly or explicitly mandates the State's responsibility towards public health and healthcare access in India? 1. Article 21 2. Article 47 3. Article 39(e) Select the correct answer using the code given below:

Which of the following is NOT a challenge faced by government health insurance schemes in India? 1. Fiscal sustainability 2. Fraud and abuse 3. Low awareness among beneficiaries 4. Lack of private sector participation

The Ayushman Bharat Digital Mission (ABDM) aims to create a national digital health ecosystem. Which of the following is a key component of ABDM relevant to health insurance? 1. Providing a unique Health ID (ABHA) to every citizen. 2. Establishing a network of Ayushman Bharat Health and Wellness Centers (AB-HWCs). 3. Offering free generic medicines through Jan Aushadhi Kendras. 4. Directly providing health insurance coverage to all citizens.