Social Security Schemes — Prelims Strategy

Prelims Strategy

To ace Prelims questions on social security, a fact-oriented and comparative approach is essential. First, create a comprehensive list of all major schemes (NSAP components, EPFO, ESIC, PMSYM, PMKMY, APY, PMJJBY, PMSBY, Annapurna, AAY).

For each scheme, meticulously note down: 1) Launch Year, 2) Ministry/Department responsible, 3) Target Beneficiaries, 4) Key Features (e.g., pension amount, insurance cover, contribution structure), 5) Funding Pattern (Central Sector/Centrally Sponsored).

Pay special attention to eligibility criteria, as these are common traps. Second, master the constitutional articles (DPSPs 38, 39, 41, 42, 47) and understand their specific mandates. Third, differentiate clearly between contributory and non-contributory schemes.

Fourth, understand the core functions of EPFO and ESIC and their differences. Fifth, for the Social Security Code 2020, remember its consolidation aspect (9 laws) and the inclusion of gig/platform workers.

Finally, stay updated with recent changes, budget allocations, and any new scheme launches or modifications (2019-2024) as current affairs are frequently integrated. Use mnemonics and flashcards for quick recall of facts and figures.