Rural Housing Schemes — Prelims Strategy

Prelims Strategy

For Prelims, focus on factual accuracy and key distinguishing features of rural housing schemes. Memorize the launch years (IAY: 1985-86, PMAY-G: 2016), unit assistance amounts (Rs. 1.20 lakh / 1.30 lakh), and funding patterns (60:40, 90:10).

Understand the primary beneficiary identification method (SECC 2011, Awaas+ survey) and the role of Gram Sabhas. Key technological interventions like geo-tagging and AwaasSoft MIS are frequently tested.

Crucially, know the convergence schemes (MGNREGA, SBM-G, Saubhagya, JJM) and what benefits they provide. Pay attention to the constitutional articles (21, 39(a), 47) that provide the legal basis. Questions often involve comparing IAY and PMAY-G, identifying correct statements about PMAY-G's features, or linking schemes to their objectives.

Practice MCQs with options designed to test subtle differences and common misconceptions. Vyyuha recommends creating flashcards for quick recall of facts, figures, and scheme components.