Jan Dhan Yojana — Mains Questions

Evaluate the success of Pradhan Mantri Jan Dhan Yojana in achieving financial inclusion in India. What are the major challenges that still persist?

Analyze the role of JAM trinity in transforming India's Direct Benefit Transfer system. How has it addressed the challenges of subsidy delivery?

Compare the approach of PMJDY with earlier financial inclusion initiatives in India. What lessons can be drawn for future policy design?