Mutual Funds and Insurance — Mains Questions

Discuss the role of SEBI and IRDAI in fostering investor confidence and ensuring market integrity in India's capital markets. Analyze the recent regulatory amendments and their implications.

Analyze the significance of mutual funds and insurance in mobilizing household savings and channeling them into productive investments in the Indian economy. What are the challenges in increasing their penetration, especially in rural areas?

Examine the role of government-backed insurance and pension schemes like PMJJBY and APY in achieving financial inclusion and social security objectives in India. What further reforms are needed to enhance their effectiveness?