Indian Economy·MCQ Practice

Mutual Funds and Insurance — MCQ Practice

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Version 1Updated 7 Mar 2026

Interactive MCQ Practice

Test your knowledge. Click “Solve” to reveal options, select your answer, then check the result. 5 questions available.

Q1medium

Which of the following statements about Mutual Funds and Insurance in India is/are correct? 1. SEBI regulates all types of insurance products in India. 2. ELSS funds have a mandatory lock-in period of 5 years. 3. The Atal Pension Yojana (APY) is a government-backed pension scheme primarily for the unorganized sector. 4. Insurance penetration in India is significantly higher than the global average.

Q2medium

Consider the following statements regarding SEBI (Mutual Funds) Regulations, 2024 amendments: 1. The amendments primarily focus on increasing the FDI limit in Asset Management Companies (AMCs). 2. They aim to strengthen risk management frameworks and cybersecurity protocols for mutual funds. 3. The amendments introduce mandatory disclosures for ESG (Environmental, Social, and Governance) related investments. Which of the statements given above is/are correct?

Q3easy

Which of the following is NOT a characteristic of a Unit Linked Insurance Plan (ULIP)?

Q4medium

Consider the following statements regarding 'Insurance Penetration' and 'Insurance Density' in India: 1. Insurance penetration is the ratio of total insurance premium to GDP. 2. Insurance density is the ratio of total premium underwritten to the total population (per capita premium). 3. India's insurance penetration has consistently been above the global average in the last decade. Which of the statements given above is/are correct?

Q5hard

Which of the following government schemes is NOT directly related to providing insurance or pension benefits?

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