Ayushman Bharat — Prelims Strategy

Prelims Strategy

For Prelims preparation, focus on memorizing specific numerical data: ₹5 lakh coverage per family, 50 crore beneficiaries, 1900+ procedures covered, 60:40 cost-sharing ratio, SECC 2011 for beneficiary identification.

Pay special attention to the dual structure (HWCs + PM-JAY) and avoid confusion between per family vs per individual coverage. Common traps include mixing up cost-sharing ratios with other schemes, confusing RSBY and Ayushman Bharat features, and misunderstanding portability mechanisms.

Practice elimination techniques by understanding what services are NOT covered (like organ transplants at HWCs) and which populations are NOT eligible. Create comparison charts with RSBY, ESI, and CGHS to avoid confusion.

Focus on constitutional articles (21, 47) and landmark judgments (Paschim Banga case). Recent current affairs integration is crucial - track performance data, state-wise variations, and policy updates.

Use mnemonics like AB-CARE for quick recall during exam.