Direct Benefit Transfer — Prelims Questions

Which of the following statements about Direct Benefit Transfer (DBT) in India is/are correct? 1. The JAM Trinity (Jan Dhan, Aadhaar, Mobile) is a foundational component of DBT. 2. The Public Financial Management System (PFMS) is used for real-time tracking of funds under DBT. 3. DBT primarily aims to replace all in-kind subsidies with cash transfers across all schemes. 4. The Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Act, 2016, provides the legal basis for DBT.

Consider the following statements regarding the Public Financial Management System (PFMS) in the context of Direct Benefit Transfer (DBT): 1. PFMS is managed by the Reserve Bank of India (RBI). 2. It enables real-time tracking of funds from central ministries to beneficiaries' accounts. 3. It is primarily responsible for Aadhaar authentication of beneficiaries.

Which of the following schemes are examples of Direct Benefit Transfer (DBT) implementation in India? 1. Pradhan Mantri Jan Dhan Yojana (PMJDY) 2. PAHAL (LPG subsidy) 3. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) wage payments 4. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Which of the following is NOT a primary challenge faced in the implementation of Direct Benefit Transfer (DBT) in India? (A) Aadhaar authentication failures (B) Digital divide and lack of digital literacy (C) Bank account dormancy and access issues (D) Lack of political will to implement welfare schemes

Vyyuha Connect: The success of Direct Benefit Transfer (DBT) in India is intricately linked to which of the following broader national initiatives/factors? 1. Demographic dividend 2. Digital governance initiatives 3. Federal cooperation between Centre and States 4. Inclusive growth models