Internal Security·MCQ Practice

Online Banking Frauds — MCQ Practice

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Version 1Updated 5 Mar 2026

Interactive MCQ Practice

Test your knowledge. Click “Solve” to reveal options, select your answer, then check the result. 5 questions available.

Q1medium

Consider the following statements about online banking frauds in India: 1. SIM swapping attacks bypass two-factor authentication by gaining control of victim's phone number 2. The IT Act 2000 Section 66D specifically addresses cheating by personation in digital platforms 3. UPI transactions are immediately settled and cannot be reversed once completed 4. CERT-In is the primary regulatory authority for banking security guidelines Which of the statements given above are correct?

Q2easy

Which of the following best describes 'vishing' in the context of banking frauds?

Q3hard

Consider the following about RBI's Master Direction on Digital Payment Security Controls: 1. It mandates additional factor authentication for all digital transactions 2. Payment system operators must implement real-time fraud monitoring 3. Customer education programs are mandatory for all banks 4. International transactions require pre-approval from RBI Which of the statements given above are correct?

Q4easy

The term 'smishing' in cybersecurity refers to:

Q5medium

Which of the following institutions is primarily responsible for coordinating cybersecurity incident response in the banking sector?

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