Employee State Insurance — Prelims Strategy

Prelims Strategy

For Prelims, your strategy for ESI should be precise and fact-oriented. Focus on the absolute essentials: the year of the ESI Act (1948), the administering body (ESIC under Ministry of Labour & Employment), the current wage ceiling (₹25,000/month, effective 2017), and the latest contribution rates (Employer 3.

25%, Employee 0.75%). Memorize the core benefits: medical, sickness, maternity, disablement, dependent, and funeral expenses. Pay close attention to the constitutional articles (41, 42, 43) that provide its backing.

Understand the basic eligibility criteria for establishments (10+ employees for factories, 10/20+ for others). Vyyuha's trend analysis indicates that questions often test these factual details, sometimes with tricky options.

Also, be aware of recent significant amendments, particularly the reduction in contribution rates and the overarching implications of the Code on Social Security, 2020, even if its full implementation is pending.

Practice MCQs that differentiate ESI from EPFO and Ayushman Bharat, focusing on their respective coverage, funding, and benefit types. Quick recall of these facts will be your key to success.